Privacy

Short version: you can read everything here without giving me anything. If you sign up for new-post emails, I keep your email address, and that’s the only thing tied to you.

New-post emails

When you sign up I collect the email address you type. I use it to send one email per new post, and nothing else: no sponsor mail, no list rental, no selling it.

Sign-up is double opt-in. Your address is only added to the list after you click the link in the confirmation email. Until then it isn’t stored anywhere on this site; the link itself carries it, and it stops working after 48 hours.

The list is kept and the emails are delivered by Resend (resend.com), which stores your address, when you subscribed, and delivery events such as bounces.

Unsubscribing

Every email has an unsubscribe link at the bottom, and supporting mail apps (Gmail, Apple Mail and others) show a one-click unsubscribe button too. It works without logging in and takes effect right away. If a link ever fails, email pickapointllc@gmail.com and I’ll remove you by hand.

Analytics

The site may run PostHog and Google Analytics to see which posts get read. They record pages viewed, the referring site, approximate location, and browser and device type. There are no advertising pixels, nothing is sold or shared for advertising, and an email address is never sent to analytics.

If your browser sends a Global Privacy Control signal, no analytics load at all.

Hosting and logs

The site is hosted on Railway. Like any web server, it briefly sees your IP address with each request. The sign-up form keeps IP addresses in memory for a short time only, to stop abuse, and never writes them to disk.

What I don’t do

• Sell or share personal data.
• Run advertising or remarketing tags.
• Put an email address into analytics.

Keeping and deleting

Your subscription stays while you’re subscribed. After you leave, Resend keeps a record that you unsubscribed, so you aren’t added back by accident. You can ask for a copy of what’s held about you, or for it to be deleted, at pickapointllc@gmail.com.

Children

This site is written for adults managing their own credit cards and isn’t directed at anyone under 16.

Who runs this

PickaPoint LLC · PO Box 506 · Scottdale, GA 30079.

Changes

If this policy changes in a way that matters, the change is noted here. Last updated November 7, 2026.