I built CheckBeforeYouShop.com and PointAuctions.com with a lot of AI tools. None of that inference (read: AI usage) is paid for at list/API price. Other than a paid $100/mo Anthropic & OpenAI sub, the rest comes from paid membership bundles and card benefits.
I call those memberships stack passes: one fee unlocks free or discounted premium access to a list of third-party tools. This page ranks eight of these passes on a single question: how much sweet, sweet VC-subsidized inference does it buy?
Note: I have zero affiliation with any of these services, and there are no affiliate links.
Current as of November 8, 2026. These offers change often; check the live page before paying.
Jump to: the ranked list · every offer, pass by pass · inference by service · card credits · similar programs · how I use it · changelog
The short version
- Best for my setup: Lenny’s Product Pass, Insider tier ($400/year). $400/yr unlocks ballpark $200-300/mo of inference.
- Biggest inference burst: Every’s Builder Pack ($625/year). $1,000 in Codex credits, a month each of ChatGPT Business and Claude Max 5x, and three months of Google AI Pro.
- Best raw API credit: $1,000 of OpenRouter, available through a lot of different doors. Mercury lists it free with a business account, and Secret ($149/year), Rundown’s extra perks and Dupple X’s marketplace all list it too, so don’t pay for a pass just for this one. Whichever route you use, it’s one grant per applicant, and your company has to pass OpenRouter’s startup application.
- Cheapest of all: card credits. Not AMEX banned? ABP & ABG each have a credit worth up to $300/yr toward ChatGPT Business - stack this with a Business account BOGO deal and you have ‘free’ OpenAI inference. However - the BOGO offer is apparently being sunset and partners are now switching to 20% off.
Read this before you pay
1. Plan on new accounts. These promotional plans are generally for new accounts of each tool. A handful work on existing accounts.
2. What [inference] means. The tag marks model usage you can drive from your own agent app (I use T3 Code): it could be OpenRouter credits, coding agents and CLIs (Codex, Cursor, Factory, Claude, Antigravity, Grok Build), and services you can call over an API, MCP or ACP. I don’t count prompt-to-code app builders like Lovable, Bolt, Replit and Bubble in this list (can’t use ‘em for general model usage).
3. There’s a lot of duplication of benefits, especially in the cheaper offerings. OpenRouter allows startup credits once per applicant, regardless of which of the (many) partners you came through. Many of the other perks are the same - do some research (or point your agents to this post and have them do it).
4. The verdicts (Strong, Some, Little, None) rate agent-drivable inference against the fee.
The stack passes, ranked by inference
Best first. Each name jumps to its section.
| Stack pass | Price | What it unlocks | Inference verdict |
|---|---|---|---|
| Lenny’s Product Pass | $200/yr Annual (19 tools); $400/yr Insider (32 tools) | Inference: Insider adds X Subscription Premium (Grok + Cursor) and Google AI Pro. Both tiers: Manus (4,000 credits/mo, has an API), Warp Build (external CLI). Also: PostHog Scale, Granola, Replit, Lovable, Railway, Wispr Flow |
Strong (Insider) |
| Every Builder Pack | $625/yr All Access (the $288 Annual plan doesn’t include it) | Inference: $1,000 Codex credits + 1 month ChatGPT Business, 1 month Claude Max 5x, 3 months Google AI Pro. Also: $2,000 PostHog AI credits (+ $2,000 core credits for new customers), Notion, Render, Mobbin |
Strong, front-loaded |
| Secret (JoinSecret) Premium | $149/yr or $399 lifetime | Inference: $1,000 OpenRouter credits (startup application), Deepgram voice-API grant, ChatGPT Business 20% off. Also: ElevenLabs grant, cloud credits, Replit Core (6 mo) |
Strong if approved; voice credits conditional |
| FounderPass Premium | $99/yr (list $149); $499 lifetime | Inference: ChatGPT Business 20% off for 4 years; 1:1 API deposit match and sales-quoted Anthropic discount via llmapi.ai. Also: Granola, Cloudflare, Deel |
Some |
| Dupple X | $40/mo or $228/yr | Inference: via its marketplace, OpenRouter $1,000 (application) and ChatGPT Business 20% off. Also: Notion, Make Teams, Airtable $1,000 |
Some, conditional |
| Rundown University Pro | $29/mo | Inference: OpenRouter $1,000 (extra-perks catalog, non-paying customers). Also: Granola Business |
Little |
| Create With Plus | £99/yr | Inference: none. Also: Replit 50% off, Bubble $500 credits, Make |
None |
| The AI Report Pro (formerly Executive Pass) | $15/mo or $99/yr | Inference: none. Also: Make Core, Paperform Business, Notion Business |
None |
Programs that aren’t passes but overlap with these (Mercury, Brex, Ramp, Stripe Atlas and others) are further down.
Every offer, pass by pass
Each pass shows its top three offers by usable inference. Where a pass has fewer than three, the rest are its best other offers, marked (not inference). The full list of all offers by program are expandable.
Lenny's Product Pass
Lenny’s Product Pass comes with a paid Lenny’s Newsletter subscription. Annual ($200/year) unlocks 19 tools; Insider ($400/year) unlocks all 32.
Verdict: Strong on Insider, some on Annual. For my setup, Insider provides me $200–300/month in equivalent inference value. I got in on some deals that are no longer offered in Lenny’s - but there’s still significant value to be had. I have my agents check the webpage daily and alert me of any additions/removals.
The X Subscription is the biggest piece: Its Grok allowance is roughly $100-200/month in equivalent API value, against a $30 list price. Google AI Pro isn’t bad - you’ll get some use of Argon/Carbon (don’t use Argon - use Carbon, it’s the same usage rate and a stronger model. Bless your heart if you’re using Gemini Flash models.)
Top 3
- The X Subscription: Premium [inference] (Insider): “One year free of The X Subscription: Premium. Includes Grok, Grok Build/Cursor, Grok Bot, and X Premium.” Since The X Subscription launched in mid-October 2026, third-party models in Cursor cost extra and are not included, wah wahhhh thanks Elon.
- Google AI Pro [inference] (Insider): one year. Higher Gemini limits, Antigravity, NotebookLM, Flow, 5 TB of storage.
- Manus [inference] (both tiers): one year with 4,000 credits/month. A research agent that browses, cleans data and returns files; its API lets your own agents create tasks.
All 32 offers
Insider only (13)
- Inference & coding agents: The X Subscription: Premium [inference], one year ($360 value). Google AI Pro [inference], one year.
- App builders: Replit Core, one year (browser IDE with a build agent). Lovable Pro, one year (prompt-to-app builder).
- Design & media: Higgsfield Pro, one year (image and video generation, 600 credits/month). Runway Pro, one year (AI video). Gamma Pro, one year (AI decks and docs).
- Voice: ElevenLabs Creator, one year (text-to-speech, voice cloning, dubbing).
- Automation: n8n Cloud Starter, one year (workflow automation; badged “almost gone”).
- Infra & business: Supabase Pro, one year in credits ($300). Stripe Atlas, 40% off (company formation). Mercury Personal, two years (banking). Pangram Professional, one year (AI-text detector).
Annual and Insider (19)
- Inference & coding agents: Manus [inference], one year with 4,000 credits/month. Warp Build [inference], one year: its Oz CLI runs coding agents from external scripts.
- Meetings & docs: Notion Business, one year (workspace with Notion AI). Granola Business (10 seats), one year (AI meeting notes). Readwise and Reader, one year. Linear Business (5 seats), one year (issue tracking). Jam Team (10 seats), one year (bug reports with logs and replays).
- Design & media: Mobbin Team (10 seats), one year (real app UI references). Framer Pro, one year (site builder). Magic Patterns Starter, one year (AI prototyping). Supercut Pro (10 seats), one year (screen recording).
- Voice: Wispr Flow Pro, one year (dictation in any app).
- Analytics & support: PostHog Scale with 2x monthly limits, one year (analytics, replay, flags, surveys). Fin AI Agent + Fin Advanced, one year, 5 seats and $100/month in outcome credits (support bot). Customer.io Essentials, one year (lifecycle messaging).
- Infra: Railway Hobby, one year (app hosting). Resend Transactional Pro, one year (email API).
- Other: Brain.fm and Waking Up, one year each.
Fine print
- X Subscription: new self-serve customers buy The X Subscription; existing SuperGrok plans continue.
- Manus: the API docs expose subscription credits in the spendable wallet, but I haven’t tested pass-granted credits through it.
- Warp Build: Build currently includes $20/month of agent usage at API rates; check the allowance granted to your account. Cloud runs also incur compute and platform charges.
- Gone from the grid: Factory (Pro for a year) and Gumloop were in earlier drops but aren’t on the live grid.
Every Builder Pack
The Builder Pack comes with Every’s All Access plan at $625/year.
Verdict: Strong, but front-loaded. The Codex and Google AI Pro credits last three months; ChatGPT Business and Claude Max last one month. I find it less of a deal than Lenny’s for my setup.
Top 3
- OpenAI Codex + ChatGPT Business [inference]: $1,000 in Codex credits plus one month of ChatGPT Business for up to two seats.
- Claude Max 5x [inference]: one month free, works on existing personal accounts (not Teams or Enterprise), per Every’s help article.
- Google AI Pro [inference]: three months, works on eligible existing free accounts; redeem by July 1, 2027.
All 11 offers
- Inference & coding agents: OpenAI Codex + ChatGPT Business [inference]. Claude Max 5x [inference]. Google AI Pro [inference], three months, works on existing free accounts; redeem by July 1, 2027.
- Design & media: Mobbin Team (10 seats), one year. Paper Pro, 2 months for first-time customers; code expires at the end of 2026. Framer Pro, one year. FLORA Max, one month (AI creative canvas).
- Meetings & docs: Notion Business, six months, new or never-paid solo workspace.
- Analytics: PostHog, up to $4,000: $2,000 in PostHog AI credits for everyone (existing accounts included), plus $2,000 in product credits for new customers.
- Infra: Render, $300 in compute credits. AgentMail Developer, six months (email inboxes for agents).
Fine print
- Cursor: Cursor Pro+ is absent from the live pack page, although the help article still lists its free year. I wouldn’t count it when buying the pack.
Secret (JoinSecret) Premium
Secret is a SaaS deal marketplace. Hundreds of deals are free to anyone; Premium ($149/year or $399 once) unlocks all of them. Many of the big credits are applications the vendor approves. The TOSs note they’ll refund the membership if you can’t access a deal and haven’t redeemed another.
Verdict: Strong if your company qualifies for OpenRouter; Deepgram is useful for voice work. The $1,000 OpenRouter credit is the best general-purpose inference in any pass: six months to spend through one API, plus 12 months of 0% OpenRouter fees. HOWEVER - a number of other stack passes offer this OpenRouter deal, too, fyi.
Who qualifies, per Secret: an AI-native company at least six months old, bootstrapped or up to Series B, with a live website, a LinkedIn page listing the team and a matching work email. Solo founders, agencies and services companies are excluded.
Top 3
- OpenRouter [inference]: $1,000 in credits for six months, application required. Secret’s copy advertises 300+ models; OpenRouter currently lists 600+.
- Deepgram [inference]: voice-AI API credits for eligible startups, typically $1,000 initially and up to $15,000 with usage over 12 months.
- ChatGPT Business [inference]: 20% off 2–5 Standard seats on monthly billing for four years, with a live company website and LinkedIn company page required.
All 23 offers listed here
- Inference & coding agents: OpenRouter [inference], $1,000 for six months. ChatGPT Business [inference], 20% off 2–5 Standard seats on monthly billing for four years, subject to company eligibility.
- App builders: Replit Core, six months free, eligible AI startups with the website, LinkedIn and work-email checks. CustomGPT.ai, $99 off (chatbots on your own content).
- Voice: ElevenLabs startup grant, 12 months (33 million characters), business review required. Deepgram [inference], voice-AI API credits for products in production or launching within six months, under $10 million raised, over 12 months: typically $1,000 initially, scaling to $5,000 on activation and up to $15,000 with usage.
- Meetings & docs: Notion Business with Unlimited AI, 3 months, for new customers with a work email. Granola Business, 4 months. Airtable, $1,000 in licence credits. Miro, $1,000 in credits. Grammarly, 20% off for a year. Google Workspace, 20% off Standard for a year. Slack, 25% off Pro for a year on new purchases or upgrades, under 200 employees, no previous Slack promo.
- Automation & sales: Make, 3 months of Teams (240,000 credits). Clay, 14 days plus 10% off annual. Apollo.io, 50% off annual for up to 5 seats.
- Design & media: Webflow, 40% off annual. CapCut, 7 days plus 25% off annual, in the US, UK, France and Germany.
- Support: Fin, $6,500 in AI Agent credits plus a free year of Intercom.
- Infra: Google Cloud, $2,000 if you haven’t raised (Secret’s headline says one year; its eligibility text says two). Eligible Seed-to-Series-A startups can get up to $200,000 over two years, or $350,000 for AI startups. Microsoft Azure, Secret advertises $5,000 over six months for unfunded startups: $1,000 at signup and $4,000 after verification, for new Azure customers with no previous account. Its headline advertises up to $150,000 over two years for funded startups; check Microsoft’s current eligibility before counting it. AWS Activate, Secret advertises up to $100,000 in credits or 20–50% off through an AWS partner, requiring $100+/month spend, a live site and a LinkedIn or Crunchbase company page. This differs from AWS’s direct program: self-funded founders start at $1,000, with selected participants reaching $5,000; eligible pre-Series-B startups with an Activate Provider ID can receive up to $200,000. Stripe, $500 in fee credits.
Fine print
- Claude listing: Secret’s Claude listing is another label for the same $1,000 OpenRouter startup grant, not a second one.
- OpenAI listing: the current listing advertises the ChatGPT Business discount, rather than a second OpenRouter grant.
- Cursor: Secret’s Cursor page says no promo code is currently available, so I exclude it.
FounderPass Premium
FounderPass Premium is $99/year (shown against $149) or $499 lifetime. It claims 400+ partners; the full terms render deal by deal, so this covers the AI-relevant and headline ones.
Verdict: Some. The ChatGPT Business discount pays for the membership if you were buying two seats anyway - unfortunately it’s only 20% off a membership now instead of a BOGO, but if you want OpenAI inference and have AMEX cards it’s better than a kick in the shins.
Top 3
- ChatGPT Business [inference]: 20% off up to five seats for 48 months on monthly billing.
- llmapi.ai deposit match [inference]: deposit within 24 hours of signup for a 1:1 bonus, advertised up to $1,000, once per organization, usable only on that gateway. Requires a corporate email.
- Anthropic via llmapi.ai [inference]: a sales-quoted API discount. FounderPass lists “up to 20%” while its body says “20% or more”; the gateway advertises up to 30% for Claude on Enterprise committed spend. Confirm the quote for your usage.
All 25 entries checked (22 distinct offers; four gateway listings share one promotion)
- Inference & coding agents: ChatGPT Business [inference], 20% off for 4 years. OpenAI, Gemini, Grok and Claude via llmapi.ai [inference] are four listings for one deposit-match promotion, not four bonuses. Anthropic via llmapi.ai [inference], a separate sales-quoted API discount.
- Research: Perplexity Enterprise Pro, 3 months, currently marked unavailable.
- App builders: Bolt, 20% off for 3 months. Lovable, 20% off the first month. Emergent, 20% off Pro, monthly or annual, paying through Stripe.
- Design & media: Higgsfield, 50% off the first payment. Jasper, 7-day trial.
- Voice: ElevenLabs, 50% off the first month of Creator.
- Meetings & docs: Granola Business, 3 months free plus a 30-day trial, for new Business customers signing up on desktop. Google Workspace, up to 20% off for a year. Linear Business, 6 months free for non-paying startups under 50 employees through an official partner.
- Analytics & sales: Amplitude, one year free with Growth features, up to 200,000 monthly tracked users, for startups with no more than $5 million raised and fewer than 20 employees (the page exempts Y Combinator companies from those criteria). HubSpot, 90% off the first year for qualifying Premium startups (under 2 years old, no more than 5 employees and no more than $2 million raised); 30% for free members, on Professional or Enterprise. Pipedrive, 30% off for a year. Intercom, free first year for new customers at Series A or earlier with fewer than 25 employees, then 50% and 25% off. Year one includes 300 Fin resolutions/month; extra resolutions cost $0.99 each, and phone, SMS and WhatsApp are excluded.
- Infra & business: Cloudflare, one year up to $250,000. AWS, up to $100,000 in credits for companies under 10 years old that haven’t received $25,000 or more in Activate credits; FounderPass warns that the actual award can be much lower. Separately, up to 60% off through a partner at $2,500+/month spend ($5,000 in India). Auth0, one year free. Deel, $5,000 in eligible first-year platform fee credits for new customers on a minimum one-year order, applied by a sales executive. Xero, 95% off for 6 months.
Fine print
- The ChatGPT deal changed on November 5, 2026. FounderPass’s changelog says its retired deal was two years, and its leftover body copy describes one seat free when paying for another. The current deal is 20% off.
- “$600 saved”: FounderPass prints that headline without explaining its seat and duration assumptions. My two-seat math gives $480 over four years.
- Deposit-match cap: the gateway landing page advertises a 1:1 match up to $1,000, and FounderPass’s OpenAI listing records the increase from $300 on July 8, 2026. The Gemini, Grok and Claude listings still show stale $300 copy.
- Claude listing: the Claude listing alone adds a $300 Anthropic-spend condition, omitted from its own redemption steps and the gateway’s offer. That looks like a listing error; confirm before depositing.
- Bonus scope: the gateway’s general shared-wallet terms don’t establish which models accept the bonus.
Dupple X
Dupple X is $40/month, or $228/year. It advertises “$3M+ in deals”. Its sales page highlights six; Dupple Deals identifies itself as the software-discount part of Dupple X and links to the member marketplace.
Verdict: Some, conditional. The public member marketplace lists $1,000 in OpenRouter credits and 20% off ChatGPT Business.
Top 3
- OpenRouter [inference]: $1,000 in credits through the member marketplace, subject to application and eligibility.
- ChatGPT Business [inference]: 20% off Standard seats for four years, minimum two seats, through the member marketplace.
- Notion Business with Unlimited AI (not inference): 3 months free.
8 offers listed here, plus a Claude label for the OpenRouter grant
- Inference: OpenRouter [inference], $1,000 in credits. Claude AI (Anthropic) via OpenRouter [inference], another label for that grant, not additive. ChatGPT Business [inference], 20% off Standard seats for four years, minimum two seats. These are public marketplace listings; actual redemption remains untested.
- Sales-page highlights: Notion Business with Unlimited AI, 3 months. Make, 3 months of Teams (240,000 credits). Airtable, $1,000 in licence credits.
- HubSpot, 30% off Professional and Enterprise for a year. Pipedrive, 30% off for 12 months. Brevo, 50% off Starter and Standard.
Fine print
- Claude via OpenRouter is not a second grant: OpenRouter allows startup credits once per applicant across partners.
Rundown University Pro
Rundown University Pro is $29/month, mostly AI courses. Pro members claim one premium perk per calendar month, and there’s a bigger catalog of additional perks.
Verdict: Little. None of the four premium perks includes inference, and three are sold out. The additional catalog lists the $1,000 OpenRouter credit for non-paying customers.
Top 3
- OpenRouter [inference]: $1,000 in credits (additional perk, non-paying customers only).
- Granola Business (not inference): one year free for you and 3 colleagues (premium perk).
- Typeless Pro (not inference): one year free, AI dictation (premium perk, sold out).
All 28 offers shown publicly
Premium perks (one per month): Granola Business, one year for you + 3. Typeless Pro, one year (sold out). Synthesia Starter, one year (sold out). Higgsfield Plus, one year (sold out).
Additional perks (24 offer cards across 21 services, out of 615 perks)
ElevenLabs, Make and Framer each have two separate offer cards, listed separately below.
- Inference: OpenRouter [inference], $1,000.
- Meetings & docs: Notion Business with Unlimited AI, 3 months. Granola, 4 months of Business. Airtable, $1,000 in licence credits. Slack, 25% off. Monday, first month free.
- Voice: ElevenLabs, 12 months (33 million characters). ElevenLabs, 50% off Creator for a month.
- Automation: Make, first month of Pro free (10,000 credits) plus 40% off Pro or Teams annual plans. Make, 3 months of Teams free (240,000 credits).
- Design & media: Framer, a year of Pro. Framer, 25% off annual. Higgsfield, 55% off annual Business.
- Support & sales: Fin, $6,500 plus a free year of Intercom. HubSpot, 30% off. Pipedrive, 30% off. Brevo, 50% off. Instantly, 20% off. lemlist, first month free.
- Infra & business: Google Cloud, $2,000 for unfunded startups; the card also advertises up to $350,000 for funded startups (eligibility applies). AWS Activate. Auth0, a year of B2B Professional. Stripe, $500. Xero, 80% off for 6 months.
Fine print
- The OpenRouter card matches Secret’s catalog wording almost line for line, and Secret sells a white-label version of its marketplace.
Create With Plus
Create With Plus is £99/year with a 30-day money-back guarantee.
Verdict: None. It’s a no-code builder’s discount pack; nothing in it is agent-drivable inference. Great if you’re looking for a no-code website builder, tho!
Top 3
- Replit (not inference): 50% off yearly plans, up to $500.
- Bubble (not inference): $500 in credits for the first three months.
- Make (not inference): one month of Pro.
All 9 offers
- App builders: Replit, 50% off yearly (up to $500). Bubble, $500 credits for 3 months. Momen, 50% off Basic or Pro. Noloco, 30% off the first 3 months. Softr, 20% off Professional (up to $333).
- Automation & data: Make, 1 month of Pro. Buildship, 50% off annual. AI Sheets, 30% off.
- Forms: Jotform, 50% off annual plans.
The AI Report Pro (formerly Executive Pass)
The AI Report Pro is $15/month or $99/year, with 18 partner perks alongside its reports. The old Executive Pass page now redirects to Pro; these are Pro’s current offers, checked November 8.
Verdict: None. The published perks don’t include inference.
Top 3
- Make (not inference): 6 months of Core.
- Paperform (not inference): 6 months of Business.
- Notion Business (not inference): 3 months.
All 18 public offers
- Automation & docs: Make, 6 months of Core. Paperform, 6 months of Business. Notion Business, 3 months. Viktor, $100 in credits for its Slack coworker.
- Support & app builders: Intercom, 1 year for eligible startups. Emergent, free credits plus 20% off.
- Learning & media: Claude Cohort, $250 off the live course. HeyNews, 50% off for 12 months. Shortform, 49% off.
- Business services: Oceans, $1,000 off a first hire for US businesses. Inc Authority, no formation fee (state fees still apply), for US businesses. Scale Signals, a Meta ads microtest for B2B founders, excluding ad spend. The Mindful Business Advantage, a 60-minute executive coaching session for established US business owners. BlueMoso, matching fee waived on the first invoice.
- Privacy: Proton Mail, Proton Drive, Proton Pass and Proton VPN, each $1 for the first month.
Inference by service: what you get and where it comes from
Only the agent-drivable kind. Some vendors publish usage as multiples of a base plan, not absolute numbers.
| Service | What you can drive | Where it comes from |
|---|---|---|
| The X Subscription: Premium | Grok, Grok Build and Cursor’s first-party Grok models on one weekly pool, 4x the $8 Plus tier. Third-party models in Cursor cost extra. List $30/month. | Lenny’s Insider (1 year) |
| ChatGPT Business and Codex | Each Standard seat gets ChatGPT and Codex usage, with workspace credits for overage. | Every (1 month for 2 seats + $1,000 Codex credits). 20% off through FounderPass, Secret, Dupple X, F6S and Efficient.app. Amex business cards (below). |
| OpenRouter | $1,000 over six months for qualifying startups, through one API. Secret’s partner copy advertises 300+ models; OpenRouter’s current program page lists 600+. One grant per applicant across partner routes. | Secret, Rundown’s extra perks, Dupple X’s marketplace, Mercury (free account). |
| Claude Max | Claude and Claude Code. | Every (1 month) |
| Google AI Pro | Gemini and Antigravity. Quota refreshes every five hours up to a weekly cap; no published numbers. | Lenny’s Insider (1 year), Every (3 months)… and maybe some CCs? |
| Deepgram | Conditional voice-AI API credits, starting around $1,000 and scaling with activation and usage. | Secret |
| Manus | 4,000 credits/month, drivable through the Manus API. Pass-granted credit drawdown remains untested. | Lenny’s, both tiers (1 year) |
| Warp Build | Coding agents drivable from external scripts through the Oz CLI. Build currently advertises $20/month of agent usage; check your granted allowance. Cloud runs cost extra. | Lenny’s, both tiers (1 year) |
| Factory | 60 million tokens over 3 months. Factory Pro is otherwise $20/month. | Ramp (free with an account) |
| llmapi.ai deposit match | One 1:1 deposit match on that gateway, advertised up to $1,000, once per organization. Redemption and bonus model scope remain untested. | FounderPass |
| OpenAI API credits | Brex publishes $1,000 for one year. Ramp lists startup API credits with no public amount. | Included with eligible Brex and Ramp accounts; Brex approval and individual perk requirements apply. |
Card credits that cover the rest
Amex Business Platinum and Business Gold each have an enrollment benefit worth up to $300 per calendar year toward ChatGPT Business. The T3 code app allows you to link up multiple OpenAI/Anthropic/etc accounts. If you were to have multiple AMEX cards and find some working BOGO offers, you could link up all of those accounts and have T3 rotate between them based on how much usage is left. I’d ballpark that 4x accounts (e.g. 2x AMEX cards) is roughly equal to the inference available in the $100/mo OpenAI subscription.
Two seats for the price of one
Two seats is the usual minimum, so what two seats cost decides how far the credit goes (prices before tax):
| Route | Two seats cost | After the $300 credit |
|---|---|---|
| Two-for-one partner promo | $25/month, $300/year | $0 |
| 20% off partner deal | $40/month, $480/year | $180/year |
Rotating partner codes delivered the two-for-one price through at least September 2026; Doctor of Credit’s roundup has the history. Where things stand now:
- Still showing two-for-one: Madewell AI, an OpenAI SMB channel partner, in the latest copy I could retrieve (November 7): “2 seats × $25 … Madewell promo −$25 … You pay $25/mo, months 1 to 48,” for new customers on monthly billing, eligibility confirmed before signup. It’s a partner link I haven’t redeemed.
- Partners are switching to 20% off. Per partner Sayfe.ai, OpenAI told its SMB partners on November 2 that it was reissuing referral links the week of November 6 with 20% off up to five seats for 48 months instead. FounderPass switched on November 5. Per Sayfe, already-redeemed 48-month partner offers keep their original term; FounderPass’s own retired offer was two years.
- The 20% deal without a pass: it’s listed on F6S and free through Efficient.app. Efficient requires a verified business email, an eligible country and at least two Standard seats on monthly billing.
- An annual two-for-one: HubSpot’s AI Growth Bundle offers “buy one, get one free on ChatGPT Business standard seats with annual subscription for 12 months,” for new HubSpot customers who buy HubSpot Starter. At ChatGPT Business’s $20/seat/month rate billed annually that’s $240 for two seats for the year, plus the HubSpot subscription.
Google Workspace: one Business Standard user on an annual commitment is $168/year before tax. Isn’t there a card that covers this…?
Not a pass, but similar
Some are free, some are paid. Most expect a real company.
- Mercury (free business account): [inference] $1,000 in OpenRouter credits for pre-Series B AI-native startups with a public company website, a professional company email and a valid OpenRouter account with under $500 of lifetime spend. Application and approval required.
- Brex (free account if approved; US EIN, incorporation, operations and physical address required): [inference] $1,000 in OpenAI credits for one year.
- Ramp (free account): [inference] Factory, 60 million tokens over 3 months; [inference] OpenAI credits for startups, with no amount on the public offer page.
- F6S and Efficient.app: [inference] ChatGPT Business 20% off up to five seats for four years.
- Stripe Atlas ($500 company formation): Notion with Unlimited AI for up to six months, Granola Business for 12 months (up to 30 seats), Warp for six months.
- Models & Makers (free with email): a directory showing 214 perks, dated July 29, 2026; individual application links require sign-in or email confirmation.
- AppSumo Plus ($99/year or $12/month; Plus Pro is $199/year): a discount club for AppSumo’s own marketplace, no third-party plans.
How I actually use them
- T3 Code (GitHub) pulls my Claude, Codex, Factory, Cursor/Grok, Manus, Gumloop, Antigravity, and other accounts into one app. If you’ve been using Claude Code or Codex, give T3 a shot - it’s a game changer in how easy it makes it to use inference across different labs within one app (and no, you very likely won’t get Anthropic banned by using your Claude sub within T3 - check the repo and YT discussions on it).
- Wispr Flow (Lenny’s) is how I dictate long instructions to agents - it’s available in Lenny’s, and highly recommended. The privacy policy is concerning, though, make sure you’re OK with it before clicking ‘accept’.
Changelog
- November 8, 2026: first version of this list. What had moved recently when I checked:
- FounderPass replaced its ChatGPT Business deal with 20% off on November 5, and other OpenAI partners are switching the same way.
- The AI Executive Pass now redirects to The AI Report Pro.
- Cursor is off Every’s live pack page, and Secret’s Cursor page has no promo code.
- Factory and Gumloop are off Lenny’s live grid.
Found another stack pass with inference I can drive from an API, MCP connection or coding agent? Get in touch. I’d love to hear what you’ve found and what you’re doing with it.